Payment Policy

At 47 Fashion Mart, we want every checkout to be simple, secure, and straightforward. We accept several major card networks, giving you flexibility when completing your purchase.

Accepted Payment Methods

We currently accept:

American Express
Diners Club
Discover
JCB
Maestro
Mastercard
Visa

All payments are processed through secure payment systems designed to protect your payment information.

Payment at Checkout

Payment is required when an order is placed through our website. Before completing your purchase, please make sure your billing information and card details are entered correctly.

Once your payment has been successfully authorized, your order will be submitted for processing and you will receive an order confirmation.

During the Payment Process

From time to time, you may encounter an issue while completing your payment. Some common situations include:

1. Payment Declined

Your card may be declined by the card issuer due to insufficient funds, incorrect card information, security restrictions, or other reasons determined by your financial institution. If this happens, please check your information or contact your card issuer.

2. Payment Verification

For certain transactions, additional verification may be requested by your card issuer or payment provider. This may include a security code, verification step, or confirmation through your banking app.

3. Incorrect Payment Information

If your card number, expiration date, security code, billing address, or other required information is entered incorrectly, the payment may not be completed.

4. Temporary Authorization Hold

Your bank or card issuer may temporarily place an authorization hold on your account while a payment is being verified. An authorization hold is not necessarily a completed charge and is generally released according to your financial institution’s policies.

5. Duplicate or Pending Charges

In some cases, a pending authorization may appear more than once temporarily. If an order was not successfully completed, these pending amounts are typically released by the card issuer according to its processing procedures.

If you believe you have been charged incorrectly or notice an unusual payment activity, please contact us so we can review the transaction.

Order Confirmation

After a successful payment, an order confirmation will be sent to the email address provided at checkout.

If you do not receive a confirmation, please check your spam or promotional folders first. You may also contact us to confirm whether your order was successfully placed.

Refunds

If a refund is approved in accordance with our Return & Refund Policy, we will issue the refund to the original payment method used for the purchase.

Once 47 Fashion Mart has processed the refund, it may take approximately 5–10 business days for the funds to appear in your account, depending on your card issuer or financial institution.

The actual posting time is determined by the payment provider or card issuer and may vary.

Payment Security

We take reasonable measures to protect customer payment information during the checkout process. Customers should also take care to keep their payment credentials and account information secure.

47 Fashion Mart will not ask you to provide sensitive payment information through an unsolicited email or message.